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Title Insurance

Title insurance provides coverage for certain losses in the title that may have occurred prior to your ownership. It protects against claims resulting from various defects such as prior fraud or forgery that might go undetected until after closing, including liens, encumbrances, and defects that were unknown when the title policy was issued and may possibly hurt your ownership or investment. What protection am I receiving with a title policy? A title insurance policy contains provisions for the payment of the … [Read more...]

The Escrow Process – Part 1

Congratulations! You’ve negotiated an agreed upon sales price on a perfect piece of Big Bear real estate. So now what happens? It’s time to open escrow. Very simply defined, an escrow is a deposit of funds, a deed or other instrument by one party for the delivery to another party upon completion of a particular condition or event. In California, escrow companies are regulated by the Department of Corporations or the Department of Real Estate and must undergo constant scrutiny. They are required to hold funds in … [Read more...]

Your Home, Your Abilities

Buying a home is an emotional decision. Real Estate buyers typically “try the house out.” They open closets, cupboards and almost anything else with a handle. They will switch on lights, turn on faucets and flush toilets. How do you make your home stand out in today’s real estate market? Small, incremental improvements can make a big impression on prospective buyers. Home Preparation Tips • Clean and shine fixtures including door handles, light switches, faucets and anything else that’s shiny. Check ceiling for … [Read more...]